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The Real Risk That You'll Have A Critical Illness

Critical Illness Is A Real Risk - Survival Poses A Real Financial Impact

Some 1.4 million Americans were diagnosed with cancer cases (this year). American women have a 63% chance of living at least five years after a cancer diagnosis (for men it's 66%).

Every 40 seconds someone in the US has a stroke. 600,000 people will experience their first stroke (this year). 10% of stroke victims recover almost completely; 25% recover with minor impairments; 15 percent die shortly after the stroke.

Every 34 seconds, an American will suffer a heart attack. 785,000 will have a new coronary attack (this year). Where defibrillation is provided within 5 to 7 minutes, the survival rate from sudden cardiac arrest is as high as 3045%.

1.5 million Americans will declare bankruptcy this year. 60% are due to medical bills (up 50% over 6 years). 78% had health insurance but were impacted by deductibles, co-payments and uncovered expenses + living expenses.

Critical Illness Insurance Information Center

All facts may be used with credit to the American Association for Critical Illness Insurance

What Is The Risk Of Having Cancer ?

There were 1.4 million cancer cases in the U.S. (2008): Men: 745,180, Women: 692,000

Estimated cancer deaths: Men: 294,120, Women: 271,530

Most common cancers - men: Prostate (25%), lunch & bronchus (15%), colon (10%), urinary (7%)

Most common cancers - women: Breast (26%), lunch & bronchus (14%), colon (10%), uterine (6%)

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What Is The Risk Of Having A Heart Attack ?

An estimated 80 million American adults (one in three) have one or more types of cardiovascular disease.

785,000 Americans will have a new coronary attack (this year) and 470,000 will have a recurrent attack.

Every 34 seconds, an American will suffer a heart attack. Estimated direct cost of CGD is $165.4 billion.

The average age of a person having a first heart attack is 64.5 for men and 70.3 for women.

Annual number of diagnosed heart attacks:
Ages 35-44 Men: 30,000 Women: 10,000
Ages 45 - 64: Men: 265,000 Women: 95,000
Ages 65-74 Men: 180,000 Women: 95,000

From 1995-2005 the death rate from Coronary Heart Disease declined 34.3 percent.

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What Is The Risk Of Having A Stroke ?

Each year about 600,000 people experience their first stroke and 185,000 have a recurrent stroke.

Every 40 seconds someone in the US has a stroke.

African Americans have almost twice the risk of first-ever stroke compared with whites.

Stroke is the leading cause of serious, long-term disability in the U.S.

The estimated direct and indirect cost of stroke for 2009 is $68.9 billion.

The median survival time (in years) following a first stroke is:
at ages 60-69: 6.8 years for men and 7.4 years for women.
At ages 70-79: 5.4 for men and 6.4 for women.

After stroke, women have greater disability than men. 34% were disabled 6 months after vs. 15% men.

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What Are The Chances I Will Survive ?

10% of stroke victims recover almost completely, 25% recover with minor impairments.

US women have a 63% chance of living at least five years after a cancer diagnosis (for men it's 66%).

About 90% of people who suffer a heart attack survive if they arrive at the hospital alive.

Women are more likely to die from their first heart attack than men are (38 percent vs. 25 percent).
Of those who survive, 46% of women and 22% of men will become disabled with heart failure within six years, and 25% of women and 18% of men will have another heart attack within six years.

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Want To Know What Critical Illness Insurance Costs ?
If you are ready to find out whether you can health qualify for critical illness insurance and to see what coverage costs start the process.  Click here to complete our simple online questionnaire and be connected with an expert in your area there is never any obligation and the information is free.

Want To Learn More About Long-Term Care Insurance ?
The nation's best source for long-term care insurance information. Visit the American Association for Long-Term Care Insurance's Consumer Information Center. Click here for the American Association for Long-Term Care Insurance's Consumer Information Center.